Your financial backbone since 2017

RIZK delivers clarity you can act on.

From bookkeeping to advisory, we help you understand your numbers, see what's really happening in your business, and know what to do next.

2017
Founded in Kuwait
0
Active clients
$0M+
Assets under administration
RIZK Business Snapshot June 2026
Your business, understood at a glance
Revenue
KD 18,450
↑ 12%
Net profit
KD 3,390
18.4% margin
Cash balance
KD 7,820
Healthy
Receivables
KD 2,140
Attention
Revenue, expenses & profit trend
Revenue Profit
Jan Feb Mar Apr May Jun
RIZK Insight

Revenue grew 12% this month, but margins softened due to higher payroll and supplier costs.

Recommended action

Review staffing costs and prioritize collecting KD 1,200 in overdue invoices before increasing spend.

See what happened. Understand why. Know what to do next.
Our clients

Trusted by growing businesses.

Who you're working with

The people behind your numbers.

A hands-on team combining financial, regulatory and technology experience, with direct support whenever you need it.

Abdullatif J. Aladwani
Abdullatif J. Aladwani
Co-Founder & Partner

12+ years in financial regulation, with experience across the CMA, EY, investment accounting and family-office structuring.

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Credentials

B.A. in Accounting from Kuwait University. Passed the Uniform CPA Examination and is currently fulfilling the remaining licensure requirements. Passed CFA Level I and holds the Certified Sharia Advisor & Auditor qualification.

Professional Background

Co-Founder and Partner at RIZK Solutions. Brings over 12 years of regulatory experience from the Capital Markets Authority, where he held specialist and leadership responsibilities and helped establish and structure the Listed Companies Supervision Department. Earlier experience includes corporate assurance at EY, investment accounting at Boubyan Petrochemical Company, and supporting the establishment of an asset-management function and ERP systems for a family office.

Areas of Expertise

Regulatory compliance and surveillance, financial statement analysis, financial irregularity and misconduct detection, family-office asset-management structuring, and strategic business advisory.

Mohammed Azeem
Mohammed Azeem
Manager

8 years at RIZK managing client reporting, compliance and advisory. Xero Advisor Certified, and an ACCA student.

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Credentials

Xero Advisor Certified | ACCA Student | B.Sc. in Computer Science

Professional Background

With RIZK Solutions for eight years, managing client reporting, financial operations, compliance coordination and advisory support for businesses across Kuwait and the GCC. His background in Computer Science gives him a practical, systems-focused approach. He uses clear reporting, technology and efficient processes to make financial information easier for business owners to understand and use.

Areas of Expertise

Management reporting, financial analysis, client advisory, accounting operations, process improvement and technology-supported financial systems.

Olfa
Olfa
Senior Advisor

15+ years of accounting experience across Kuwait and Tunisia, with a strong background in financial reporting, reconciliations, payroll, inventory management and financial statement preparation. Xero Advisor Certified.

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Credentials

Bachelor's Degree in Accounting and Finance from the Higher Institute of Management of Sousse, Tunisia | Xero Advisor Certified

Professional Background

Brings over 15 years of experience across accounting firms and private-sector organizations in Kuwait and Tunisia. Her background covers end-to-end accounting operations, financial statement preparation, payroll administration, account reconciliation, tax compliance, inventory management and financial reporting.

Areas of Expertise

General accounting, financial reporting, financial statement preparation, payroll management, account reconciliation, tax compliance and inventory management.

Merin
Merin
Advisor

Supports accounting, reporting and research assignments, with a focus on reconciliations, financial data analysis and investment reporting. Xero Advisor Certified.

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Credentials

Bachelor of Commerce | Certificate in General Management | Xero Advisor Certified

Professional Background

Supports client accounting processes, financial data review and research assignments. Her work includes managing financial information, preparing clear monthly reports and contributing to investment and database research.

Areas of Expertise

Bank reconciliation, accounts payable and receivable, financial reporting, data analysis, database research and investment reporting.

N
Neha
Advisor

Supports financial reporting and accounting operations, with a focus on accurate documentation, reconciliations, data analysis and well-organized financial records. Xero Advisor Certified.

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Credentials

Bachelor of Commerce in Finance and Taxation | Microsoft Office Certified | Xero Advisor Certified

Professional Background

Supports accounting operations, invoice processing, financial data management and financial documentation. Her work focuses on maintaining accurate records, organizing financial information and contributing to the preparation of clear and reliable reports.

Areas of Expertise

Financial report preparation, accounts payable and receivable, inventory organization and reconciliation, financial data management, and research and analysis.

A senior reviewer signs off on every client account before reports go out. It's an extra layer of oversight on top of the team above.
What we do

Financial management and advisory, under one roof.

RIZK isn't only a bookkeeping company. We cover the full range, from day-to-day records to the strategic decisions built on top of them.

Financial Management

  • Bookkeeping and reconciliations
  • Financial reports and visual snapshots
  • Management and performance analysis
  • Budgeting, forecasting and planning
  • Payroll and staff cost support
  • Inventory and operational reviews
  • Audit liaison and coordination

Advisory Services

  • Business valuations
  • Feasibility and market studies
  • Financial modelling
  • Expansion and investment analysis
  • Strategic financial advisory
From our work

Financial clarity in practice.

Contract Review & Reconciliation
Confident Vendor Invoice Approval
The Challenge
A marketing firm found it difficult to verify periodic subcontractor invoices against the terms of a complex agreement.
The Outcome
The client could approve vendor payments with greater confidence and reduced risk of incorrect or unsupported charges.
View Case Study ▾
What RIZK Did

We reviewed the signed contract and reconciled each invoice against the agreed commercial terms, identifying any inconsistencies before payment approval.

Business Advisory & Forecasting
Choosing the Right Business Model
The Challenge
A startup was uncertain whether its existing business model could support sustainable operations and future growth.
The Outcome
Management gained a clearer understanding of the available options and could select a business model based on informed financial expectations.
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What RIZK Did

We assessed the current model, compared alternative approaches and prepared research, projections and scenario-based forecasts.

Performance & Profitability Analysis
Identifying an Underperforming Service
The Challenge
A business was unaware that one of its services was consuming significant resources while generating limited demand.
The Outcome
The client redirected spending toward a stronger-performing service, improving resource allocation and supporting better operational decisions.
View Case Study ▾
What RIZK Did

We analyzed the performance of each service and presented the findings through clear visual reports, highlighting the imbalance between resources used and results achieved.

Simple, named packages

Pick the level of support your business needs.

Clarity
Reliable bookkeeping and clear financial reporting.
  • Bookkeeping and reconciliations
  • Monthly financial reporting
  • Visual financial snapshot
  • Relevant business KPIs
  • Monthly and YTD comparisons
  • WhatsApp support
  • Quarterly consultation
Get a Quote
Partner
CFO-level financial support without the cost of hiring a full-time CFO.
  • Everything in Growth, plus:
  • Budget preparation
  • Cash-flow forecasting
  • Scenario analysis
  • Pricing and margin analysis
  • Expansion and investment support
  • Priority consultation
  • One customized management report each month
View Full Details ▾
  • Budget versus actual reporting
  • On-site stock taking and inventory review
Get a Quote

Choose the package that best fits your core needs. Additional services can be added based on your requirements and the agreed scope.

Got questions?

Frequently Asked Questions

What types of businesses does RIZK work with?+
We support startups, growing businesses, family-owned companies and established organizations across a range of industries. Our services are flexible and tailored to each client's size, structure, priorities and financial needs.
Which package is right for my business?+
Clarity is designed for businesses that need reliable bookkeeping and clear monthly reporting. Growth adds deeper analysis and focused management insights. Partner provides ongoing planning, forecasting and CFO-level financial support. We can help identify the most suitable package through an initial consultation based on your business needs.
Can the packages be customized?+
Yes. Each package provides a clear core scope, while additional services can be added based on your requirements and the agreed level of support.
When will we receive our monthly reports?+
Reports are prepared once the required financial information for the month has been received. The expected delivery timeline is agreed during onboarding and depends on the completeness and timing of the information provided.
Does RIZK replace an internal accountant or CFO?+
RIZK can work alongside your existing team or act as an outsourced financial function. Our Partner package provides CFO-level planning and decision support without requiring a full-time internal CFO appointment.
How do we share information and communicate?+
We keep the process practical and straightforward. Documents can be shared securely through agreed digital channels, with ongoing communication available through email, WhatsApp and scheduled consultations.
Let's talk numbers

Ready to see your business this clearly?

Visit, call, or message us

Based in Kuwait City, working with owner-run businesses across the country.

Business hours
Sat–Wed: 8am–6pm · Thu: 8am–1pm

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Tell us a bit about your business and we'll be in touch to find the right fit.

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